Housing without Own Contribution

The “Housing without Own Contribution” scheme makes it possible to take out a mortgage with a guaranteed own contribution and to benefit from a family repayment option.

Contact our advisors at Expander for details:

Branch Manager/
Dedicated Cooperation Officer
Michał Gurdziel
phone: 608 090 199
[email protected]
al. Jana Pawła II 80,
wejście G
00-175 Warszawa

Dedicated Cooperation Officer
Robert Sobczak
phone: 695 590 397
[email protected]
ul. Prosta 70
00-838 Warszawa

Dedicated Cooperation Officer
Jacek Pikor
phone: 695 593 448
[email protected]
al. Jana Pawła II 80,
wejście G
00-175 Warszawa


Dedicated Cooperation Officer
Joanna Stańczuk
phone: 600 019 363
[email protected]
ul. Prosta 70
00-838 Warszawa

Read more at: https://www.expander.pl/gdzie-po-kredyt-bez-wkladu-wlasnego-2/

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Fully equipped

Buy a flat finished within the framework of one of three options: BASIC, OPTIMUM, PREMIUM.
Select materials and move into a flat that’s ready to live in.
You can find the details on the ATAL Design Program website at.

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Sales Office

Al. Jerozolimskie 142B parter

02-305 Warszawa

working hours:

Monday: 8.00-18.00

Tuesday - Friday: 8.00-17.00

(+48) 22 614 15 13

ATAL S.A.
ul. Stawowa 27, 43-400 Cieszyn
Sąd Rejonowy w Bielsku-Białej VIII Wydział Gospodarczy KRS
Numer KRS 0000262397, NIP 548 248 72 78
Kapitał zakładowy: 216.302.750,00 zł, opłacony w całości.

Privacy policy RODO at ATAL S.A.

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Nota prawna

The information contained on this website does not constitute an offer within the meaning of the Civil Code, but is for information purposes only. These visualizations are for illustrative purposes only. The appearance of the buildings and land development may slightly differ at the stage of investment implementation. The essential features of the service and the buildings' functionality will not change.
The deadlines provided are of an infomative nature only and are subject to change. Binding deadlines will be included in the customer contract.

© ATAL S.A. 2025. All rights reserved.

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Zachęcamy do spotkań na terenie inwestycji – jesteśmy do Państwa dyspozycji od poniedziałku do piątku w godzinach 8:00–16:00. Prosimy o wcześniejsze umówienie terminu.

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The investment is not yet subject to the obligation to publish detailed prices, in accordance with the transitional provisions of the Act of May 21, 2025. Full information will be made available by September 11, 2025